Ujrah on KafÉlah in Islamic Jurisprudence: A Comparative Study.

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Abstract

Many financial institutions usually charge ujrah for issuing a kafÉlah. Banks take between 0.125% and 0.25% from the kafÉlah money annually for offering a guarantee letter. If the customer delays the payment of the kafÉlah debt (letter of guarantee), the bank will accrue interest of up to 12% per year of the debt value. So, the question is: is it permissible in Islam to take ujrah on kafÉlah? The paper addresses three issues to answer this question. First: the definition of the terms kafÉlah and ujrah. Second: the jurists' viewpoints on the consequences of kafÉlah. Third: the jurists' position on demanding ujrah for kafÉlah.
Original languageEnglish
Pages (from-to)6083-6091
Number of pages9
JournalTurkish Online Journal of Qualitative Inquiry
Volume12
Issue number9
Publication statusPublished - Aug 2021

Keywords

  • Ujrah
  • Kafelah
  • Islamic

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